Effective Date: September 30, 2008

*Regular Savings Account: Minimum Balance $5.00

1.0 (1.0% APY)*

*Christmas Club Account: Minimum Balance $5.00

.50 % (.50% APY)*

Rates are declared at the end of each quarter and are subject to change without notice.

Effective Date: October 21, 2008

*Certificates of Deposit: Minimum Deposit $1,000.00

  6 mo. term: 3.30% (3.34% APY)
12 mo term: 3.80% (3.85% APY)


*APY is the Annual Percentage Yield

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