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Effective Date: January 1, 2010 |
Loan
Type |
APR
* |
Term
of Loan |
| *NEW
VEHICLE LOANS*
CARS, MOTORCYLCES
OR BOATS
~NO DOWN PAYMENT REQUIRED~
|
4.49% |
36 mos. |
| 4.49% |
48 mos. |
| 4.49% |
60 mos. |
| 4.49% |
72 mos. |
| |
*USED VEHICLE LOANS*
(FINANCE 100% OF BLUE
BOOK VEHICLE VALUE)
|
5.99% |
1 yr old: 24-60 mos. |
| 5.99% |
2 yrs.old: 24-60 mos. |
| 5.99% |
3 yrs. old: 24-60 mos. |
| 5.99% |
4 & 5 yrs.old: 24-60 mos |
| 7.50% |
6-9 yrs. old: 24 mos. |
| |
|
*UNSECURED
SIGNATURE LOANS*
($3,000 max) |
9.0% |
12 mos. |
11.0% |
24 mos. |
| |
*STOCK SECURED LOANS *
(USE STOCK CERTIFICATES
AS COLLATERAL
AND BORROW UP TO 50% OF THEIR VALUE)
|
50% |
($40,000.00 max.) |
| |
*PLEDGE SHARE LOANS*
(USE YOUR MEFCU SHARE
ACCOUNT AS COLLATERAL WHILE STILL EARNING A DIVIDEND ON
YOUR SAVINGS)
|
5.0% |
($40,000.00 max.) |
| |
Members must qualify for approval under the
terms and conditions of our loan approval guidelines. Rates
and terms are subject to change without notice.
*APR is the Annual Percentage Rate. |
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