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Loan Rates

Effective Date: January 1, 2024 : Take 1% off below:
Loan Type
APR *
Term of Loan

*NEW VEHICLE LOANS*
CARS, MOTORCYLCES OR ATVS


*ADD 1% EXTRA FOR BOATS
~NO DOWN PAYMENT REQUIRED~

6.25%
up to 60 mos.
7.0%
72 mos.
7.75%
84 mos.
8.25%
96 mos. ($40K & over)
 

*USED VEHICLE LOANS*

(FINANCE 100% OF BLUE BOOK VEHICLE VALUE)
*ADD 1% EXTRA FOR BOATS

7.0%
(1 - 5 yrs. old) up to 54 mos.
8.0%
(1-5 yrs. old) 60 mos.
8.5%
(1-5 yrs. old) 72 mos.
8.5%
(6 - 9 yrs. old) up to 36 mos.
8.75%
(6-9 yrs. old) 48 mos.
 
*SIGNATURE LOANS*
($5,000 max)
12.0%
12 mos.
14.0%
24 mos.
 
*PREMIUM PERSONAL LOAN*
(up to $10,000)
12.0%
36 mos.
14.0%
48 mos.
 

*STOCK SECURED LOANS *

(USE STOCK CERTIFICATES AS COLLATERAL
AND BORROW UP TO 50% OF THEIR VALUE)

6.0%
$80K max. up to 96 mos.
 

*PLEDGE SHARE LOANS*

(USE YOUR MEFCU SHARE ACCOUNT AS COLLATERAL WHILE STILL EARNING A DIVIDEND ON YOUR SAVINGS)

6.0%
$80K max. up to 96 mos.
 

Not all members will qualify for the above published rates. Some may be charged a higher rate based on their credit score, or not qualify at all.
Rates and terms are subject to change without notice.

*APR is the Annual Percentage Rate.

"This credit union is federally insured by the National Credit Union Administration."
© 2003 Molex Employees Federal Credit Union. All Rights Reserved!
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Our Credit Union is committed to providing a website that is accessible to the widest possible audience in accordance with ADA guidelines. We are working to increase the accessibility and usability of our website for all people. If you are using a screen reader or other auxiliary aid and are having problems using this website, please contact us at (630) 527-4280 for assistance. Products and services available on this website are available at our office located at 2222 Wellington Ct.  Lisle, IL  60532.